Strategies of Banks and Other Financial Institutions

Strategies of Banks and Other Financial Institutions
Author: Rajesh Kumar
Publsiher: Elsevier
Total Pages: 544
Release: 2014-07-16
ISBN 10: 0124171672
ISBN 13: 9780124171671
Language: EN, FR, DE, ES & NL

Strategies of Banks and Other Financial Institutions Book Review:

How and why do strategic perspectives of financial institutions differ by class and region? Strategies of Banks and Other Financial Institutions: Theories and Cases is an introduction to global financial institutions that presents both theoretical and actual aspects of markets and institutions. The book encompasses depository and non-depository Institutions; money markets, bond markets, and mortgage markets; stock markets, derivative markets, and foreign exchange markets; mutual funds, insurance, and pension funds; and private equity and hedge funds. It also addresses Islamic financing and consolidation in financial institutions and markets. Featuring up-to-date case studies in its second half, Strategies of Banks and Other Financial Institutions proposes a useful theoretical framework and strategic perspectives about risk, regulation, markets, and challenges driving the financial sectors. Describes theories and practices that define classes of institutions and differentiate one financial institution from another Presents short, focused treatments of risk and growth strategies by balancing theories and cases Places Islamic banking and finance into a comprehensive, universal perspective

Bank and Insurance Capital Management

Bank and Insurance Capital Management
Author: Frans de Weert
Publsiher: John Wiley & Sons
Total Pages: 352
Release: 2011-10-14
ISBN 10: 0470971649
ISBN 13: 9780470971642
Language: EN, FR, DE, ES & NL

Bank and Insurance Capital Management Book Review:

In the aftermath of the financial crisis, capital management has become a critical factor in value creation for banks and other financial institutions. Although complex and subject to regulatory change, the strategic importance of capital management became apparent during the crisis and has moved the subject to the top of corporate agendas. Bank and Insurance Capital Management is an essential guide to help banks and insurance companies understand and manage their capital position. Bridging the gap between theory and practice, it provides proven techniques for managing bank capital, as well as explaining key capital management perspectives, including accounting, regulatory, risk and capital management and corporate finance. It also shows how to analyze a firm's stakeholders such as depositors, policy holders, debt holders and shareholders, and manage their expectations, and how to align risk and capital management so as to best optimize the return on capital and preserve capital in periods of stress. Economic capital is also discussed in depth, as are the practicalities of bank and insurance M&A, and the book also shows how financial innovations can be used to optimise the capital position and how diversification effects are reflected in the capital position. This book will arm readers with the knowledge and skills needed to understand how capital management can improve capital structure and performance, achieving an optimal cost of, and return on capital, creating value as a result.

The Competitiveness of Financial Institutions and Centres in Europe

The Competitiveness of Financial Institutions and Centres in Europe
Author: D.E. Fair,Robert J. Raymond
Publsiher: Springer Science & Business Media
Total Pages: 508
Release: 2013-06-29
ISBN 10: 9401583501
ISBN 13: 9789401583503
Language: EN, FR, DE, ES & NL

The Competitiveness of Financial Institutions and Centres in Europe Book Review:

The papers collected in this volume are those presented at the eighteenth Colloquium arranged by the Societe Universitaire Europeenne de Recherches Financieres (SUERF), which took place in Dublin in May 1994. The Society is supported by a large number of central banks and com mercial banks, by other financial and business institutions and by personal subscriptions from academics and others interested in monetary and financial problems. Since its establishment in 1963, it has developed as a forum for the exchange of information, research results and ideas among academics and practitioners in these fields, including central bank and treasury officials responsible for formulating and applying monetary and financial policies, national and international. A major activity of SUERF is to organise and conduct Colloquia on subjects of topical interest to its members. The titles, places and dates of previous Colloquia for which volumes of the collected papers were published are noted on the last page of this volume.

Strategic Financial Management Casebook

Strategic Financial Management Casebook
Author: Rajesh Kumar
Publsiher: Academic Press
Total Pages: 604
Release: 2017-01-05
ISBN 10: 0128093528
ISBN 13: 9780128093528
Language: EN, FR, DE, ES & NL

Strategic Financial Management Casebook Book Review:

Strategic Financial Management Casebook strategically uses integrative case studies—cases that do not emphasize specific subjects such as capital budgeting or value based management—to provide a framework for understanding strategic financial management. By featuring holistic presentations, the book puts readers into the shoes of those responsible for the world’s largest wealth creators. It covers strategies of growth, mergers and acquisitions, financial performance analysis over the past decade, wealth created in terms of stock returns since its listing in stock market, investment and financial decisions, cost of capital, and corporate valuation. In addition, the casebook also discusses corporate restructuring activities undertaken by each company. Each chapter follows a template to facilitate learning, and each features an Excel-based case analysis worksheet that includes a complete data set for financial analysis and valuation. Introduces a conceptual framework for integrating strategy and finance for value creation Emphasizes the roles of corporate governance, corporate social responsibility, and risk management in value creation Encourages an analysis of investment, financing, and dividend decisions Examines non-financial factors that contribute to value

Cooperative Banking Innovations and Developments

Cooperative Banking  Innovations and Developments
Author: Vittorio Boscia
Publsiher: Springer
Total Pages: 239
Release: 2009-02-27
ISBN 10: 0230235786
ISBN 13: 9780230235786
Language: EN, FR, DE, ES & NL

Cooperative Banking Innovations and Developments Book Review:

The book describes the current role and rationale of co-operative banking and examines features such as governance, consolidation, outsourcing, shareholder value and rating evaluation. It then analyses the likely impact on the strategic, organisational and operative model of cooperative banks.

Online Banking

Online Banking
Author: David Norfolk
Publsiher: Unknown
Total Pages: 103
Release: 1999
ISBN 10: 9781902581460
ISBN 13: 1902581466
Language: EN, FR, DE, ES & NL

Online Banking Book Review:

As online banking increases in popularity, it becomes even more important that banks and other financial institutions are aware of the opportunities, issues and risks associated with electronic banking. This report highlights the potential opportunities and pitfalls of using this evolving sector in order to help develop and implement a strategy. It looks at issues within the world of online banking. It provides information which allows you to: analyze trends towards electronic banking; be aware of security elements; understand the risk management elements; tackle implementation issues; realize the importance of customer service; and gain a vision of the future - especially from the customer's viewpoint.

Geofinance between Political and Financial Geographies

Geofinance between Political and Financial Geographies
Author: Silvia Grandi,Christian Sellar,Juvaria Jafri
Publsiher: Edward Elgar Publishing
Total Pages: 264
Release: 2019-12-27
ISBN 10: 1789903858
ISBN 13: 9781789903850
Language: EN, FR, DE, ES & NL

Geofinance between Political and Financial Geographies Book Review:

This edited collection explores the boundaries between political and financial geographies, focusing on the linkages between the changing strategies, policies and institutions of the state. It also investigates banks and other financial institutions affected by both state policies and a globalizing financial system, and the financial resources available to firms as well as households. In so doing, the book highlights how an empirical focus on the semi-periphery of the financial system may generate new perspectives on the entanglement between (geo) politics and finance.

New Issues in Financial and Credit Markets

New Issues in Financial and Credit Markets
Author: Franco Fiordelisi,Philip Molyneux,Daniele Previati
Publsiher: Springer
Total Pages: 218
Release: 2010-10-06
ISBN 10: 0230302181
ISBN 13: 9780230302181
Language: EN, FR, DE, ES & NL

New Issues in Financial and Credit Markets Book Review:

This collection of conference papers presents a contemporary insight into key trends impacting on the global financial sector post crisis and highlights new policy and research areas affecting banks and other financial institutions. The four main themes are: financial crises, credit activity, capital markets and risk management.

Financial Institutions in Europe under New Competitive Conditions

Financial Institutions in Europe under New Competitive Conditions
Author: D.E. Fair,Christian de Boissieu
Publsiher: Springer Science & Business Media
Total Pages: 364
Release: 2012-12-06
ISBN 10: 9400919867
ISBN 13: 9789400919860
Language: EN, FR, DE, ES & NL

Financial Institutions in Europe under New Competitive Conditions Book Review:

The papers collected in this volume are those presented at the fifteenth Colloquium arranged by the Societe Universitaire Europeenne de Recherches Financieres (SUERF), which took place in Nice in October 1989. The Society is supported by a large number of central banks and commercial banks, by other financial and business institutions and by personal subs criptions from academics and others interested in monetary and financial problems. Since its establishment in 1963, it has developed as a forum for the exchange of information, r~esearch results and ideas among academics and practitioners in these fields, including central bank officials and civil servants responsible for formulating and applying monetary and financial policies, national and international. A major activity of SUERF is to organise and conduct Colloquia on subjects of topical interest to its members. The titles, places and dates of previous Colloquia for which volumes of the collected papers were published are noted on the last page of this volume. Volumes were not produced for Colloquia held at Tarragona, Spain in October 1970 under the title 'Monetary Policy and New Developments in Banking' and at Strasbourg, France in January 1972 under the title 'Aspects of European Monetary Union'.

Dynamic Models and Their Applications in Emerging Markets

Dynamic Models and Their Applications in Emerging Markets
Author: Sima Motamen-Samadian
Publsiher: Unknown
Total Pages: 139
Release: 2005
ISBN 10: 9781349542840
ISBN 13: 1349542849
Language: EN, FR, DE, ES & NL

Dynamic Models and Their Applications in Emerging Markets Book Review:

This book provides new insights into the application of dynamic models to emerging markets. Each chapter focuses on a a different topic and examines the behaviour of financial and economic variables in a large number of emerging economies in Eastern Europe, Latin America, and Asia. The studies reveal the most appropriate model specifications that should be used in analyzing the behaviour of variables such as interest rates in both emerging and non-emerging markets, banks' credit and default risk, sovereign bond risk, inflation, external debt and growth in emerging markets. The results have important implications for pricing of securities in financial markets and strategy of banks and other financial institutions and policy makers. This book is valuable for all those working on financial markets and emerging economies, in partcular those who are working on dynamic models at universities, financial institutions, central banks, and other national and international agencies.

Cooperative Banking in Europe

Cooperative Banking in Europe
Author: Vittorio Boscia,Alessandro Carretta,Paola Schwizer
Publsiher: Palgrave MacMillan Studies in
Total Pages: 256
Release: 2010-02-15
ISBN 10: 1928374650XXX
ISBN 13: NWU:35556040148900
Language: EN, FR, DE, ES & NL

Cooperative Banking in Europe Book Review:

This book investigates the main features of the evolution of the cooperative banking model in European countries, using 'country case-study' analysis. Structured in two parts, the first deals with a sample of countries that joined European Union before 2000; the second part with a sample of other newly admitted European Union member countries.

The Routledge Companion to Financial Services Marketing

The Routledge Companion to Financial Services Marketing
Author: Tina Harrison,Hooman Estelami
Publsiher: Routledge
Total Pages: 576
Release: 2014-12-05
ISBN 10: 1134095554
ISBN 13: 9781134095551
Language: EN, FR, DE, ES & NL

The Routledge Companion to Financial Services Marketing Book Review:

Interest in Financial Services Marketing has grown hugely over the last few decades, particularly since the financial crisis, which scarred the industry and its relationship with customers. It reflects the importance of the financial services industry to the economies of every nation and the realisation that the consumption and marketing of financial services differs from that of tangible goods and indeed many other intangible services. This book is therefore a timely and much needed comprehensive compendium that reflects the development and maturation of the research domain, and pulls together, in a single volume, the current state of thinking and debate. The events associated with the financial crisis have highlighted that there is a need for banks and other financial institutions to understand how to rebuild trust and confidence, improve relationships and derive value from the marketing process. Edited by an international team of experts, this book will provide the latest thinking on how to manage such challenges and will be vital reading for students and lecturers in financial services marketing, policy makers and practitioners.

Valuation

Valuation
Author: Rajesh Kumar
Publsiher: Academic Press
Total Pages: 514
Release: 2015-11-05
ISBN 10: 0128025433
ISBN 13: 9780128025437
Language: EN, FR, DE, ES & NL

Valuation Book Review:

Valuation: Theories and Concepts provides an understanding on how to value companies that employ non-standard accounting procedures, particularly companies in emerging markets and those that require a wider variety of options than standard texts provide. The book offers a broader, more holistic perspective that is perfectly suited to companies and worldwide markets. By emphasizing cases on valuation, including mergers and acquisition valuation, it responds to the growing expectation that students and professionals must generate comprehensive perspectives based on thorough investigations and a library of valuation theories. Readers will gain a better understanding of the development of complete analyses, including trend analysis of financial parameters, ratio analysis, and differing perspectives on valuation and strategic initiatives. Case studies include stock market performance and synergies and the intrinsic value of the firm are compared with offer price. In addition, full data sets for each chapter are available online. Provides an understanding on how to value companies that employ non-standard accounting procedures, particularly companies in emerging markets Gives readers the ability to compare the intrinsic value of the firm with the offer price Showcases a variety of valuation techniques and provides details about handling each part of the valuation process Each case has data in excel spreadsheets for all companies, and data sets for each chapter are available online

The Future of Global Financial Services

The Future of Global Financial Services
Author: Robert E. Grosse
Publsiher: John Wiley & Sons
Total Pages: 240
Release: 2009-02-09
ISBN 10: 1405142405
ISBN 13: 9781405142403
Language: EN, FR, DE, ES & NL

The Future of Global Financial Services Book Review:

This book explores the future of the financial services industry, giving readers an idea of the kinds of institutions and services that will survive in the early twenty-first century. An informative and provocative exploration of the future of the financial services industry. Focuses on likely changes in the near future, such as greater use of the Internet for banking transactions and the increasing globalization of financial services. Points to the probable disappearance of the insurance sector as a separate industry. Describes changing conditions in key financial centres, especially the US, the UK, Germany, Japan and Switzerland.

The Art of Bank M A Buying Selling Merging and Investing in Regulated Depository Institutions in the New Environment

The Art of Bank M A  Buying  Selling  Merging  and Investing in Regulated Depository Institutions in the New Environment
Author: Alexandra Lajoux,Dennis J. Roberts
Publsiher: McGraw Hill Professional
Total Pages: 384
Release: 2014-01-17
ISBN 10: 0071799575
ISBN 13: 9780071799577
Language: EN, FR, DE, ES & NL

The Art of Bank M A Buying Selling Merging and Investing in Regulated Depository Institutions in the New Environment Book Review:

Up-to-date guidance for conducting a successful M&A for banks and financial institutions The simmering economic climate since the financial crisis faces a front of new competition and sweeping regulatory reforms expected to drive the U.S. banking sector into consolidation in the next ten years. Capitalizing on the upcoming opportunities will take strategically focused preparation. The Art of Bank M&A is the unprecedented guide to mastering the merger and acquisition of a bank and any other financial institution. M&A transactions involving financial businesses take place in a framework of regulation, which makes them greatly different from those of commercial companies. The specialized coverage in this one-of-a-kind guide gives you an insider's interpretation of the Dodd–Frank Wall Street Reform and Consumer Protection Act, along with the most popular techniques and strategies used to shed and acquire financial entities within the regulation. Straightforward explanations and instructive examples from the real world reveal: Major changes in banking law and unique considerations for bank holding companies The why and how of bank M&As, including how banks achieve growth and value How to value and validate financial businesses, including the basic steps for determining a price range to purchase a bank Trends in practices, controversy, and reporting for transborder bank M&As, including a convenient summary of inbound and outbound transaction regulations Where to find opportunity in distressed and insolvent banks M&A is the most powerful and risky weapon in financial strategy, and like other books in The Art of M&A series, this latest title gives you everything you need to be savvy in the M&A arena. To prepare for the coming surge in bank mergers and acquisitions, turn to the unmatched, sector-specific guidance in The Art of Bank M&A. Whether you're a senior bank manager, a government regulator, or an individual investor, The Art of Bank M&A covers everything you need to know about the unique economic structures of banks and financial institutions and the federal regulations they must operate within. Sweeping changes brought on by the Dodd-Frank Act as well as the new economic environment still emerging from the 2007–2009 financial crisis makes this timely guide a must-read for everyone involved in banking and M&A. From valuing a business entity to post-merger integration, this conveniently organized guide walks you through every important step of a bank M&A, including: The regulatory framework of bank mergers, and the strategies and standards driving the transaction The reasons behind banks combining their resources, processes, and responsibilities through mergers How to put a price on the value one financial entity brings to another How banks create value through synergy 250 critical questions on the minds of today's forward-thinking professionals Even if you're not directly involved in M&A transactions, this book provides both institutional and individual investors with useful information on the latest investment vehicles and strategies for making money on bank stocks. Before opportunity washes away, learn The Art of Bank M&A.

The significance of non financial information to the operation of commercial banks

The significance of non financial information to the operation of commercial banks
Author: Funing Hou
Publsiher: Unknown
Total Pages: 96
Release: 2015
ISBN 10: 1928374650XXX
ISBN 13: OCLC:1152553496
Language: EN, FR, DE, ES & NL

The significance of non financial information to the operation of commercial banks Book Review:

In this thesis I examine the opportunities and challenges faced by the community banks in China. Rooted in the local communities, community banks generally focus on serving the local residents, farmers, and micro and small business enterprises (MSBE) through relationship building. Although community banks tend to be small relative to the other financial institutions, their unique market positions and business strategies have helped them to survive the competition and secure some market shares. Thus, it is important to understand the business strategies of community banks and to explore their future business opportunities and challenges. I first provide a brief overview about the importance of local communities, community economy, and community banking, on the basis of an analysis about mismatch in the demand and supply of community financial services due to information asymmetry. Next, I review and analyze how commercial banks have utilized different types of information in their operations. I classify the information used by commercial banks into different categories and discuss their importance to the operations of commercial banks. After that, I conduct a case analysis to illustrate the role of non-financial information in the development of community banks business strategy. I conclude this thesis with a discussion of how community banks can better utilize data analysis to develop their core competencies in the era of zBig Datay.

Why Bank Panics Matter

Why Bank Panics Matter
Author: Frederick Betz
Publsiher: Springer Science & Business Media
Total Pages: 162
Release: 2013-10-17
ISBN 10: 3319017578
ISBN 13: 9783319017570
Language: EN, FR, DE, ES & NL

Why Bank Panics Matter Book Review:

Bank panics have always mattered because they create serious disruptions in economic and financial activity, depressing national economies. But they matter even more now, as information and communications technologies have stitched together a global financial system that is more vulnerable to crisis on a large scale. For example, the global bank panic of 2007-08 froze up the national economies of the U.S., England, France, Iceland, Ireland, and Germany -- all at the same time. And each of their governments had to act to bail out their own banks, without a consistent international regulatory framework. In this volume, Fred Betz takes a unique, cross-disciplinary approach to understanding bank panics, with an emphasis on the U.S. Bank Panics of 1857, 1907, 1930-33, 2007-08 and the European Bank Panics of 2010-2013. Despite over a hundred years of modern economic theory and many excellent historical studies about bank panics, they are still poorly understood and certainly not yet preventable. Partly this has been a function of the limitations of modern economic theory, which cannot interpret bank panics as complex societal phenomena. All societal phenomena are, in reality, multi-disciplinary in scope and cross-disciplinary in connections. Bank panics can best be understood through the collective lenses of sociology, political science, psychology, management science, management of technology, among other disciplines. Through this dynamic approach, the author identifies five key underlying triggers of bank panics: (1) funding excessive leverage in speculation, (2) lack of proper banking regulation, (3) bad banking practices, (4) lack of banking integrity, (5) corrupt banking practices. In so doing, he suggests new strategies for avoiding and recovering from bank panics and other financial crises.

Sustainable Banking

Sustainable Banking
Author: Olaf Weber,Blair Feltmate
Publsiher: University of Toronto Press
Total Pages: 256
Release: 2016-04-06
ISBN 10: 1442629339
ISBN 13: 9781442629332
Language: EN, FR, DE, ES & NL

Sustainable Banking Book Review:

Sustainable Banking introduces business leaders and students to the many ways in which financial institutions can manage their environmental and social impact and meet the needs of the current generation without compromising the needs of future generations. Olaf Weber and Blair Feltmate go beyond the business case for sustainability: how managing environmental, social, and governance risk can contribute to a bank’s bottom line – to make the sustainability case for banking: how banks and other financial institutions can make a positive impact on society. In their book, Weber and Feltmate discuss the key aspects involved in making a financial institution sustainable: how to manage the direct and indirect impacts of banking activities on the community and the environment, how to minimize and mitigate the environmental footprint of internal operations, and how to account for various types of environmental and social risk in lending and project finance. They also introduce sustainable banking products and strategies being adopted by industry leaders, such as responsible investing, social finance, and impact lending.

Financial Risk Management in Banking

Financial Risk Management in Banking
Author: Shahsuzan Zakaria,Sardar Islam
Publsiher: Routledge
Total Pages: 276
Release: 2019-09-04
ISBN 10: 0429758642
ISBN 13: 9780429758645
Language: EN, FR, DE, ES & NL

Financial Risk Management in Banking Book Review:

As risk-taking is an essential part of the banking industry, banks must practise efficient risk management to ensure survival in uncertain financial climates. Banking operations are specifically affected by fluctuations in interest rates which cause financial imbalance; thus banks are now required to put in place an effective management structure that incorporates risk management efficiency measures that help mitigate the wide range of risks they face. In this book, the authors have developed a new modelling approach to determine banks’ financial risk management by offering detailed insights into the integrated approach of dollar-offset ratio and Data Envelopment Analysis (DEA), based on derivatives usage. It further analyses the efficiency measurement under stochastic DEA approaches, namely (i) Bootstrap DEA (BDEA), (ii) Sensitivity Analysis and (iii) Chance-Constrained DEA (CCDEA). As demonstrated in the modelling exercise, this integrated approach can be applied to other cases that require risk management efficiency measurement strategies. Additionally, this is the first book to comprehensively review the derivative markets of both the developed and developing countries in the Asia-Pacific region, by examining the differences of risk management efficiency of the banking institutions in these countries. Based on this measurement approach, strategies are provided for banks to improve their strategic risk management practices, as well as to reduce the impacts from external risks, such as changes in interest rates and exchange rates. Furthermore, this book will help banks to keep abreast of recent developments in the field of efficiency studies in management accounting, specifically in relation to hedge accounting, used by banks in the Asia-Pacific region.

Commercial Banking Risk Management

Commercial Banking Risk Management
Author: Weidong Tian
Publsiher: Springer
Total Pages: 429
Release: 2016-12-08
ISBN 10: 113759442X
ISBN 13: 9781137594426
Language: EN, FR, DE, ES & NL

Commercial Banking Risk Management Book Review:

This edited collection comprehensively addresses the widespread regulatory challenges uncovered and changes introduced in financial markets following the 2007-2008 crisis, suggesting strategies by which financial institutions can comply with stringent new regulations and adapt to the pressures of close supervision while responsibly managing risk. It covers all important commercial banking risk management topics, including market risk, counterparty credit risk, liquidity risk, operational risk, fair lending risk, model risk, stress test, and CCAR from practical aspects. It also covers major components of enterprise risk management, a modern capital requirement framework, and the data technology used to help manage risk. Each chapter is written by an authority who is actively engaged with large commercial banks, consulting firms, auditing firms, regulatory agencies, and universities. This collection will be a trusted resource for anyone working in or studying the commercial banking industry.