Credit Engineering for Bankers

Credit Engineering for Bankers
Author: Morton Glantz,Johnathan Mun
Publsiher: Academic Press
Total Pages: 556
Release: 2010-11-25
ISBN 10: 9780123785862
ISBN 13: 0123785863
Language: EN, FR, DE, ES & NL

Credit Engineering for Bankers Book Review:

More efficient credit portfolio engineering can increase the decision-making power of bankers and boost the market value of their banks. By implementing robust risk management procedures, bankers can develop comprehensive views of obligors by integrating fundamental and market data into a portfolio framework that treats all instruments similarly. Banks that can implement strategies for uncovering credit risk investments with the highest return per unit of risk can confidently build their businesses. Through chapters on fundamental analysis and credit administration, authors Morton Glantz and Johnathan Mun teach readers how to improve their credit skills and develop logical decision-making processes. As readers acquire new abilities to calculate risks and evaluate portfolios, they learn how credit risk strategies and policies can affect and be affected by credit ratings and global exposure tracking systems. The result is a book that facilitates the discipline of market-oriented portfolio management in the face of unending changes in the financial industry. Concentrates on the practical implementation of credit engineering strategies and tools Demonstrates how bankers can use portfolio analytics to increase their insights about different groups of obligors Investigates ways to improve a portfolio’s return on risk while minimizing probability of insolvency

Credit Engineering for Bankers 2nd Edition

Credit Engineering for Bankers  2nd Edition
Author: Morton Glantz,Johnathan Mun
Publsiher: Unknown
Total Pages: 556
Release: 2010
ISBN 10: 1928374650XXX
ISBN 13: OCLC:1103557977
Language: EN, FR, DE, ES & NL

Credit Engineering for Bankers 2nd Edition Book Review:

More efficient credit portfolio engineering can increase the decision-making power of bankers and boost the market value of their banks. By implementing robust risk management procedures, bankers can develop comprehensive views of obligors by integrating fundamental and market data into a portfolio framework that treats all instruments similarly. Banks that can implement strategies for uncovering credit risk investments with the highest return per unit of risk can confidently build their businesses. Through chapters on fundamental analysis and credit administration, authors Morton Glantz and Johnathan Mun teach readers how to improve their credit skills and develop logical decision-making processes. As readers acquire new abilities to calculate risks and evaluate portfolios, they learn how credit risk strategies and policies can affect and be affected by credit ratings and global exposure tracking systems. The result is a book that facilitates the discipline of market-oriented portfolio management in the face of unending changes in the financial industry. Concentrates on the practical implementation of credit engineering strategies and tools Demonstrates how bankers can use portfolio analytics to increase their insights about different groups of obligors Investigates ways to improve a portfolio's return on risk while minimizing probability of insolvency.

Managing Bank Risk

Managing Bank Risk
Author: Morton Glantz,Johnathan Mun
Publsiher: Academic Press
Total Pages: 667
Release: 2003
ISBN 10: 9780122857850
ISBN 13: 0122857852
Language: EN, FR, DE, ES & NL

Managing Bank Risk Book Review:

Featuring new credit engineering tools, Managing Bank Risk combines innovative analytic methods with traditional credit management processes. Professor Glantz provides print and electronic risk-measuring tools that ensure credits are made in accordance with bank policy and regulatory requirements, giving bankers with the data necessary for judging asset quality and value. The book's two sections, "New Approaches to Fundamental Analysis" and "Credit Administration," show readers ways to assimilate new tools, such as credit derivatives, cash flow computer modeling, distress prediction and workout, interactive risk rating models, and probabilistic default screening, with well-known controls. By following the guidelines of the Basel Committee on Banking Supervision, Managing Bank Risk offers useful models, programs, and documents essential for creating a sound credit risk environment, credit granting processes, and appropriate administrative and monitoring controls. Key Features * Book includes features such as: * Chapter-concluding questions * Case studies illustrating all major tools * EDF™ Credit Measure provided by KMV, the world's leading provide of market-based quantitative credit risk products * Library of internet links directs readers to information on evolving credit disciplines, such as portfolio management, credit derivatives, risk rating, and financial analysis * CD-ROM containing interactive models and a useful document collection * Credit engineering tools covered include: * Statistics and simulation driven forecasting * Risk adjusted pricing * Credit derivatives * Ratios * Cash flow computer modeling * Distress prediction and workouts * Capital allocation * Credit exposure systems * Computerized loan pricing * Sustainable growth * Interactive risk rating models * Probabilistc default screening * Accompanying CD includes: * Interactive 10-point risk rating model * Comprehensive cash flow model * Trial version of CB Pro, a time-series forecasting program * Stochastic net borrowed funds pricing model * Asset based lending models, courtesy Federal Reserve Bank * The Uniform Financial Institutions Rationg System (CAMELS) * Two portfolio optimization software models * a library of documents from the International Swap Dealers Association, the Basel Committee on Banking Supervision, and others

Modern Financial Engineering Counterparty Credit Portfolio And Systemic Risks

Modern Financial Engineering  Counterparty  Credit  Portfolio And Systemic Risks
Author: Giuseppe Orlando,Michele Bufalo,Henry Penikas,Concetta Zurlo
Publsiher: World Scientific
Total Pages: 436
Release: 2021-12-28
ISBN 10: 9811252378
ISBN 13: 9789811252372
Language: EN, FR, DE, ES & NL

Modern Financial Engineering Counterparty Credit Portfolio And Systemic Risks Book Review:

The book offers an overview of credit risk modeling and management. A three-step approach is adopted with the contents, after introducing the essential concepts of both mathematics and finance.Initially the focus is on the modeling of credit risk parameters mainly at the level of individual debtor and transaction, after which the book delves into counterparty credit risk, thus providing the link between credit and market risks. The second part is aimed at the portfolio level when multiple loans are pooled and default correlation becomes an important factor to consider and model. In this respect, the book explains how copulas help in modeling. The final stage is the macro perspective when the combination of credit risks related to financial institutions produces systemic risk and affects overall financial stability.The entire approach is two-dimensional as well. First, all modeling steps have replicable programming codes both in R and Matlab. In this way, the reader can experience the impact of changing the default probabilities of a given borrower or the weights of a sector. Second, at each stage, the book discusses the regulatory environment. This is because, at times, regulation can have stricter constraints than the outcome of internal models. In summary, the book guides the reader in modeling and managing credit risk by providing both the theoretical framework and the empirical tools necessary for a modern finance professional. In this sense, the book is aimed at a wide audience in all fields of study: from quants who want to engage in finance to economists who want to learn about coding and modern financial engineering.

CREDIT APPRAISAL ANALYSIS OF FINANCIAL STATEMENTS

CREDIT APPRAISAL   ANALYSIS OF FINANCIAL STATEMENTS
Author: R.K.GUPTA,HIMANSHU GUPTA
Publsiher: Notion Press
Total Pages: 320
Release: 2017-08-02
ISBN 10: 1947586076
ISBN 13: 9781947586079
Language: EN, FR, DE, ES & NL

CREDIT APPRAISAL ANALYSIS OF FINANCIAL STATEMENTS Book Review:

This is the first book for bankers and finance managers on credit appraisal with analysis of financial statements in very simple language coveringvarious problems being faced by the officers of almost all banks specificallyafter introduction of Company Act 2013. The book has been updated to30.06.2017. Mounting NPAs & disciplinary actions in the banks are reportedto be a result of weak appraisal. This book has covered all such aspects tounderstand logically with all ins and outs of appraisal along with financialstatements. It will prove to be a bible for all officers who are working in banksbut have no background of banking terminologies and its technical aspectswith logical understanding besides finance officers.

The Banker s Handbook on Credit Risk

The Banker s Handbook on Credit Risk
Author: Morton Glantz,Johnathan Mun
Publsiher: Academic Press
Total Pages: 432
Release: 2008-04-23
ISBN 10: 9780080570051
ISBN 13: 0080570054
Language: EN, FR, DE, ES & NL

The Banker s Handbook on Credit Risk Book Review:

The Banker's Handbook on Credit Risk shows you how to comply with Basel II regulations on credit risk step by step, building on the basics in credit risk up to advanced credit risk methodologies. This advanced credit/risk management book takes a "new tools" approach to Basel II implementation. The hands-on applications covered in this book are vast, including areas of Basel II banking risk requirements (credit risk, credit spreads, default risk, value at risk, market risk, and so forth) and financial analysis (exotic options and valuation), to risk analysis (stochastic forecasting, risk-based Monte Carlo simulation, portfolio optimization) and real options analysis (strategic options and decision analysis). This book is targeted at banking practitioners and financial analysts who require the algorithms, examples, models, and insights in solving more advanced and even esoteric problems. The book comes complete with a DVD filled with sample modeling videos, case studies, and software applications to help the reader get started immediately. The various trial software applications included allows the reader to quickly access the approximately 670 modeling functions, 250 analytical model templates, and powerful risk-based simulation software to help in the understanding and learning of the concepts covered in the book, and also to use the embedded functions and algorithms in their own models. In addition, the reader can get started quickly in running risk-based Monte Carlo simulations, run advanced forecasting methods, and perform optimization on a myriad of situations, as well as structure and solve customized real options and financial options problems. * Only book to show bankers step by step how to comply with Basel II regulations on credit risk * Over 150 hands-on software applications included on the DVD accompanying the book, including sample modeling videos * Provides all the latest quantitative tools

Agricultural Insurance in Organic Connection with Savings banks Land credit and the Commutation of Debts

Agricultural Insurance in Organic Connection with Savings banks  Land credit  and the Commutation of Debts
Author: Paul Mayet
Publsiher: Unknown
Total Pages: 388
Release: 1893
ISBN 10: 1928374650XXX
ISBN 13: UCAL:$B37081
Language: EN, FR, DE, ES & NL

Agricultural Insurance in Organic Connection with Savings banks Land credit and the Commutation of Debts Book Review:

Lectures on Credit and Banking Delivered at the Request of the Council of the Institute of Bankers in Scotland

Lectures on Credit and Banking Delivered at the Request of the Council of the Institute of Bankers in Scotland
Author: Henry Dunning Macleod
Publsiher: Unknown
Total Pages: 118
Release: 1882
ISBN 10: 1928374650XXX
ISBN 13: NYPL:33433023172947
Language: EN, FR, DE, ES & NL

Lectures on Credit and Banking Delivered at the Request of the Council of the Institute of Bankers in Scotland Book Review:

The Bank Credit Analysis Handbook

The Bank Credit Analysis Handbook
Author: Jonathan Golin,Philippe Delhaise
Publsiher: John Wiley & Sons
Total Pages: 800
Release: 2013-03-18
ISBN 10: 0470829443
ISBN 13: 9780470829448
Language: EN, FR, DE, ES & NL

The Bank Credit Analysis Handbook Book Review:

A hands-on guide to the theory and practice of bank credit analysis and ratings In this revised edition, Jonathan Golin and Philippe Delhaise expand on the role of bank credit analysts and the methodology of their practice. Offering investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks, the book is updated to reflect today's environment of increased oversight and demands for greater transparency. It includes international case studies of bank credit analysis, suggestions and insights for understanding and complying with the Basel Accords, techniques for reviewing asset quality on both quantitative and qualitative bases, explores the restructuring of distressed banks, and much more. Features charts, graphs, and spreadsheet illustrations to further explain topics discussed in the text Includes international case studies from North America, Asia, and Europe that offer readers a global perspective Offers coverage of the Basel Accords on Capital Adequacy and Liquidity and shares the authors' view that a bank could be compliant under those and other regulations without being creditworthy A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook, Second Edition is a must-have resource for equity analysts, credit analysts, and bankers, as well as wealth managers and investors.

Banking Trade and Industry

Banking  Trade and Industry
Author: Sheldon Dick
Publsiher: Cambridge University Press
Total Pages: 427
Release: 1997-05-15
ISBN 10: 9780521573610
ISBN 13: 0521573610
Language: EN, FR, DE, ES & NL

Banking Trade and Industry Book Review:

An account of the rise of banking since the Middle Ages and its place in the modern international economy, first published in 1997.

Annual Report of the Farm Credit Administration

Annual Report of the Farm Credit Administration
Author: United States. Farm Credit Administration
Publsiher: Unknown
Total Pages: 135
Release: 1934
ISBN 10: 1928374650XXX
ISBN 13: IND:30000090375480
Language: EN, FR, DE, ES & NL

Annual Report of the Farm Credit Administration Book Review:

What Went Wrong

What Went Wrong
Author: George R. Tyler
Publsiher: BenBella Books, Inc.
Total Pages: 576
Release: 2013-07-16
ISBN 10: 1937856720
ISBN 13: 9781937856724
Language: EN, FR, DE, ES & NL

What Went Wrong Book Review:

Something has gone seriously wrong with the American economy. The American economy has experienced considerable growth in the last 30 years. But virtually none of this growth has trickled down to the average American. Incomes have been flat since 1985. Inequality has grown, and social mobility has dropped dramatically. Equally troubling, these policies have been devastating to both American productivity and our long-term competitiveness. Many reasons for these failures have been proposed. Globalization. Union greed. Outsourcing. But none of these explanations can address the harsh truth that many countries around the world are dramatically outperforming the U.S. in delivering broad middle-class prosperity. And this is despite the fact that these countries are more exposed than America to outsourcing and globalization and have much higher levels of union membership. In What Went Wrong, George R. Tyler, a veteran of the World Bank and the Treasury Department, takes the reader through an objective and data-rich examination of the American experience over the last 30 years. He provides a fascinating comparison between the America and the experience of the “family capitalism" countries: Australia, Austria, Belgium, Denmark, France, Germany, the Netherlands, and Sweden. Over the last 30 years, they have outperformed the U.S. economy by the only metric that really matters—delivering better lives for their citizens. The policies adopted by the family capitalist countries aren't socialist or foreign. They are the same policies that made the U.S. economy of the 1950s and 1960s the strongest in the world. What Went Wrong describes exactly what went wrong with the American economy, how countries around the world have avoided these problems, and what we need to do to get back on the right track.

Credit Risk Management for Indian Banks

Credit Risk Management for Indian Banks
Author: K. Vaidyanathan
Publsiher: SAGE Publications India
Total Pages: 275
Release: 2013-05-30
ISBN 10: 8132116518
ISBN 13: 9788132116516
Language: EN, FR, DE, ES & NL

Credit Risk Management for Indian Banks Book Review:

Credit Risk Management for Indian Banks is a one-stop reference book for practising credit risk professionals in the Indian banking sector. This is the first book of its kind, which is exclusively targets the practical needs of Indian bankers. It lays more emphasis on the ground realities of Indian banking and enunciates principles and guidelines of credit risk management based on real-life situations.

Practical Fraud Prevention

Practical Fraud Prevention
Author: Gilit Saporta,Shoshana Maraney
Publsiher: "O'Reilly Media, Inc."
Total Pages: 396
Release: 2022-03-16
ISBN 10: 1492093270
ISBN 13: 9781492093275
Language: EN, FR, DE, ES & NL

Practical Fraud Prevention Book Review:

Over the past two decades, the booming ecommerce and fintech industries have become a breeding ground for fraud. Organizations that conduct business online are constantly engaged in a cat-and-mouse game with these invaders. In this practical book, Gilit Saporta and Shoshana Maraney draw on their fraud-fighting experience to provide best practices, methodologies, and tools to help you detect and prevent fraud and other malicious activities. Data scientists, data analysts, and fraud analysts will learn how to identify and quickly respond to attacks. You'll get a comprehensive view of typical incursions as well as recommended detection methods. Online fraud is constantly evolving. This book helps experienced researchers safely guide and protect their organizations in this ever-changing fraud landscape. With this book, you will: Examine current fraud attacks and learn how to mitigate them Find the right balance between preventing fraud and providing a smooth customer experience Share insights across multiple business areas, including ecommerce, banking, cryptocurrency, anti-money laundering, and ad tech Evaluate potential risks for a new vertical, market, or product Train and mentor teams by boosting collaboration and kickstarting brainstorming sessions Get a framework of fraud methods, fraud-fighting analytics, and data science methodologies

Managing Portfolio Credit Risk in Banks An Indian Perspective

Managing Portfolio Credit Risk in Banks  An Indian Perspective
Author: Arindam Bandyopadhyay
Publsiher: Cambridge University Press
Total Pages: 390
Release: 2016-03-31
ISBN 10: 110714647X
ISBN 13: 9781107146471
Language: EN, FR, DE, ES & NL

Managing Portfolio Credit Risk in Banks An Indian Perspective Book Review:

This book explains how a proper credit risk management framework enables banks to identify, assess and manage the risk proactively.

Understanding Credit Appraisal in Banks

Understanding Credit Appraisal in Banks
Author: Anonim
Publsiher: Academic Publishers
Total Pages: 135
Release: 2022
ISBN 10: 9789380599540
ISBN 13: 9380599544
Language: EN, FR, DE, ES & NL

Understanding Credit Appraisal in Banks Book Review:

Dark Matter Credit

Dark Matter Credit
Author: Philip T. Hoffman,Gilles Postel-Vinay,Jean-Laurent Rosenthal
Publsiher: Princeton University Press
Total Pages: 320
Release: 2019-02-05
ISBN 10: 0691182175
ISBN 13: 9780691182179
Language: EN, FR, DE, ES & NL

Dark Matter Credit Book Review:

How a vast network of shadow credit financed European growth long before the advent of banking Prevailing wisdom dictates that, without banks, countries would be mired in poverty. Yet somehow much of Europe managed to grow rich long before the diffusion of banks. Dark Matter Credit draws on centuries of cleverly collected loan data from France to reveal how credit abounded well before banks opened their doors. This incisive book shows how a vast system of shadow credit enabled nearly a third of French families to borrow in 1740, and by 1840 funded as much mortgage debt as the American banking system of the 1950s. Dark Matter Credit traces how this extensive private network outcompeted banks and thrived prior to World War I—not just in France but in Britain, Germany, and the United States—until killed off by government intervention after 1918. Overturning common assumptions about banks and economic growth, the book paints a revealing picture of an until-now hidden market of thousands of peer-to-peer loans made possible by a network of brokers who matched lenders with borrowers and certified the borrowers’ creditworthiness. A major work of scholarship, Dark Matter Credit challenges widespread misperceptions about French economic history, such as the notion that banks proliferated slowly, and the idea that financial innovation was hobbled by French law. By documenting how intermediaries in the shadow credit market devised effective financial instruments, this compelling book provides new insights into how countries can develop and thrive today.

The Engineer

The Engineer
Author: Anonim
Publsiher: Unknown
Total Pages: 135
Release: 1907
ISBN 10: 1928374650XXX
ISBN 13: UOM:39015010942590
Language: EN, FR, DE, ES & NL

The Engineer Book Review:

Credit Risk Management for Indian Banks

Credit Risk Management for Indian Banks
Author: K. Vaidyanathan
Publsiher: SAGE Publishing India
Total Pages: 388
Release: 2013-05-30
ISBN 10: 8132118006
ISBN 13: 9788132118008
Language: EN, FR, DE, ES & NL

Credit Risk Management for Indian Banks Book Review:

Credit Risk Management for Indian Banks is a one-stop reference book for practising credit risk professionals in the Indian banking sector. This is the first book of its kind, which is exclusively targets the practical needs of Indian bankers. It lays more emphasis on the ground realities of Indian banking and enunciates principles and guidelines of credit risk management based on real-life situations.

Operation of Credit Policies of Nationalised Banks Since 1969

Operation of Credit Policies of Nationalised Banks Since 1969
Author: National Council of Applied Economic Research
Publsiher: Unknown
Total Pages: 284
Release: 1978
ISBN 10: 1928374650XXX
ISBN 13: UOM:39015035098154
Language: EN, FR, DE, ES & NL

Operation of Credit Policies of Nationalised Banks Since 1969 Book Review: